The example charges provided are what clinics might charge for services. What’s the cost of physical therapy without insurance? If you can find a great physical therapist or clinic willing to work with you on charges, then it doesn’t have to be as high as the above section might indicate. These services usually cost between $50 and $150 per procedure. Procedures that are usually billed at a flat rate include cervical traction, instructions for using PT devices at home, and supervised exercise. These can all cost between $75 and $135 per 15 minutes. Other common PT charges that are billed every 15 minutes include electronic stimulation, functional training, manual therapy, and therapeutic exercise. Some procedures are billable by the minute the charge for gait training could be as high as $115 for each quarter hour, for example. After the assessment, the physical therapist may perform varied sets of procedures for each session. The charge for an assessment could be $150 or more. The evaluation is to assess your injury or condition and let the physical or occupational therapist design a treatment plan for the best results. Before you begin a physical therapy regime, the therapist must perform an evaluation. Some sessions may be less, some much more. A cash patient may not benefit from the insurance adjustment, resulting in a higher cost. Clinics usually charge more than the amount allowed by the insurance and write off the difference. The average Medicare allowable for services is between $26 and $30 per weighted procedure, bringing a single PT session to a cost of around $100. According to national benchmarks, physical therapists deliver an average of 3.4 weighted procedures during a physical therapy visit. Without insurance, the cost will depend both on the services you require and how willing your physical therapist is to work with you on payment and therapy structure. With insurance, the out-of-pocket cost of physical therapy or physical rehab depends on the services you receive, the type of therapy required, and what treatments are permitted under your insurance plan. What’s the cost of physical therapy without insurance, and can you make it more affordable? Even with insurance, the cost of physical therapy can be steep.
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